What to do if your income has been affected by COVID-19

  • Shop towards the end of the night. Supermarkets tend to slash perishable food items considerably in price because they are nearing their end of shelf life (i.e. ‘Best Before’ or ‘Use By’). There is nothing wrong with these items and you can save yourself a small fortune looking out for them in the reduced section. Be careful to eat all purchased ‘Use By’ item(s) before or actually on the date set out on the packaging. Eating products after this date is not recommended.
  • Avoid purchasing 3 for 2 items unless you know you are going to use them quickly. They will just sit in your food cupboard and reduce the money in your purse prematurely otherwise.
  • Make a shopping list and stick to it. The number of times I’ve gone into a shop for two or three items and come out with a trolley full just because I didn’t have a shopping list written out is crazy! Sticking to a shopping list could reduce your food bills considerably each week.
  • Buy shops’ own brands. Shop brand marmalade, jams, beans, peas, canned tomatoes, ketchup, biscuits, chocolate bars, crisps, etc., are all perfectly fine and can save a small fortune compared to better known brands.
  • Choose good quality non-branded items of clothing and give the branded labels a miss for now. You will save literally hundreds of £’s per year.
  • Cook meals at home. There are hundreds of nutritious meals you can cook at home which don’t cost an arm and a leg and work out much less expensive than pre-cooked or takeaway meals. Bulk cooking also saves on electric and time spent slaving over the cooker!
  • Use up left-overs from dinner for lunch next day. Remember:

“Waste not, want not!”

— Unknown

  • Use shop coupons. Lots of shops send brochures through the post with coupons attached, e.g. Asda, Morrisons, Farmfoods, Aldi’s, Lidl’s, etc. I often find that there are a good few items I actually need amongst the coupon offers and this can save a considerable amount of money when added up every month.
Photo: Artem Beliaikin
  • Avoid price cuts like the plague unless you actually need something. Remember:

“A bargain is only a bargain if you actually NEED it!”

— Unknown

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